The Mini Paycheck Budget
Paid on the 10th, rent due on the 1st? A monthly budget can't see that. This sheet gives every paycheck its own plan: which bills it pays, what goes to savings, and what is left — with a running balance that turns red before a check runs dry.
- Set two cells — next payday and days between checks — and it maps your next 26 paychecks
- Put each bill on the check that pays it; "Left from this paycheck" does the math
- Running balance from your current checking balance, red below the minimum you choose
- Blue cells are yours, black cells are formulas. Rename anything.
- Fifteen-minute setup; Start Here tab included
It's the Paycheck Planner tab from the Household Budget & Paycheck Planner. Free, no strings: one email with the link, then an occasional note when a new template ships. Unsubscribe any time.
Send me the free sheet
Enter your email. The Google Sheets copy link and the Excel file are on the next page and in your inbox.
For planning only; not financial, tax or legal advice. Sample numbers in the sheet are fictional.
What's inside
Settings
Four cells: cash in checking, the balance you never want to drop below, days between paychecks, and your next payday.
Paycheck Planner
26 paycheck columns, money-in rows, 16 bill rows you can rename, totals, "Left from this paycheck" and the running balance.
Start Here
A one-screen guide, the color legend, and what the full household workbook adds if you want it later.